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Pet Insurance

If you have ever heard the expression that it is , “raining like cats and dogs,” you might be interested to know where it originated. The expression was coined in the 1500’s in Europe as the high cost of vet bills in Europe at the time. Today there is pet insurance for your animals much like medical insurance for humans.

Pet insurance is health insurance for your household animals and it pays a portion of your animals medical bill based on your insurance coverage which you had taken out for the animal. Vet bills today are becoming for expensive and when an animal needs help then it is best to obtain the best medical care much like you would for your own children. Always ensure that you vet bills are cover and that you animal stays in good health with proper pet food for your cat or dog at home.

With Geico you can now make a number of choices much like you child with medical aid. You can choose coverage for the following:

  • Breed-specific conditions
  • Cancer treatment
  • Diagnostic testing and imaging (e.g. X-ray, Ultrasound, MRI)
  • Surgery, hospitalization, and nursing care
  • Alternative therapies and rehabilitation
  • ER and specialist care
  • Veterinary exam fees
  • Prescription drug coverage (optional)

You can also ensure that you obtain a discount by looking after you animal properly. These discounts are calculated on the following:

  • Annual check-ups
  • Spay/Neuter procedures
  • Vaccines
  • Heartworm medications
  • Teeth cleaning and more

The following is not covered by the insurance. There are exclusions including pre-existing conditions, prosthetic limbs, and pet training sessions.

For more information on exclusions, call 1-800-793-2003 to speak to an agent.

Mon – Fri 8:30 AM – 8:00 PM (ET)
Sat 9:00 AM – 1:00 PM (ET)


The waiting period for accidents and illnesses is 14 days. For coverage to start, each pet you are insuring must have visited a vet within the past 12 months.


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