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Geico Insurance Discounts

We have already explained that buying more than one type of insurance brings down the insurance rates from Geico. This has been explained in the following posts here:

Household Insurance Discounts

ATV Insurance Discounts

Property Insurance Discounts

These are the standard discounts which any company will offer you. You are older, never had an accident and you deductibles in the event of a claim is higher. These are standard in the insurance industry, Geico however offers more than this and these discounts are listed below.

Car Insurance Discounts and Premium Reductions

  • Air Bag – You could save up to 25% for driver–side or 40% for full–front seat air bags.
  • Anti-lock Brake System – Have a factory installed anti-lock braking system?  5% discount on the collision portion of your premium.
  • Anti-theft System – Cars with a built-in anti-theft system could also earn you a discount of up to 25% on the comprehensive portion of your premium.
  • Daytime Running Lights – Vehicles equipped with Daytime Running Lights as standard equipment could earn you a 3% discount.
  • Five-year Accident-free – If you have been accident-free for five years, you may be able to save up to 26% on most coverage.
  • Seat Belt Use – You could also receive a discount of up to 15% off the medical payments or personal injury protection portion of your premium.
  • Good Student – Full time students with a good academic record could be eligible for up to a 15% discount on certain coverages.
  • Emergency Deployment – If you are deployed as a member of the Enduring Freedom or Iraqi Freedom operational forces, you could be eligible for an auto insurance discount of up to 25%.
  • Federal Employee (Eagle Discount) – If you are an active or retired federal employee, you could qualify for the eagle discount of up to 8% on the total auto insurance premium.
  • Multi-car – Insure more than one car with GEICO and you could get a discount of up to 25% on most of your car insurance coverages.


Motorcycle Insurance Discounts

  • 10% discount when you transfer your motorcycle insurance to GEICO® Motorcycle
  • 10% discount if you insure more than one motorcycle
  • 10% discount for mature riders
  • 10% discount when you renew your motorcycle insurance with GEICO® Motorcycle
  • 10% discount for completing a Motorcycle Safety Foundation
  • 20% discount if you are a current Motorcycle Safety Foundation instructor
  • 5% discount on your motorcycle policy if you also insure your car with GEICO


Military Discount

If you are on active duty, retired from the Military, or a member of the National Guard or Reserves, you may be eligible for a discount of up to 15 percent on your total insurance premium. Call 1-800-MILITARY (645-4827).


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