Geico offers very limited coverage on high value items in your Homeowners Insurance Policy as it was not meant for the insurance of things such as jewelry but the normal contents of you home. The additional insurance you can take with your homeowners Insurance Policy covers these items.
This is called Homeowners Endorsements which is another policy with your Homeowners Policy. This policy now cover such items as jewelry, furs, your firearms, gold or any silverware which you might own which has very limited coverage under the homeowners policy. You may need to look at topup insurance cover with this insurance. The advantages of this policy is listed as follows:
1. Coverage for your jewelry beyond the amount covered in a standard policy;
2. Increase in the perils insured against, for example, a misplaced piece of jewelry;
3. No deductible before losses for jewelry are covered.
To say the least the insurance premiums on this Homeowners Endorsement policy is normally very high as it covers high value items and the misplacement or damage to these items. Speak to your insurance agent about what to cover and how best to get your insurance premiums to where you can afford to cover all these items.
Homeowners Insurance – Telephone Hours
Need more info? Visit our section on home insurance coverage or call 1-800-841-2964 to speak to an agent. We’re here to answer your questions.
For all states other than Florida
|Monday – Friday||7:30 AM – 1:00 AM (ET)|
|Saturday||8:00 AM – 10:30 PM (ET)|
|Sunday||8:00 AM – 10:30 PM (ET)|
For homeowners in Florida
|Monday – Friday||8:00 AM – 9:30 PM (ET)|
|Saturday||9:00 AM – 5:30 PM (ET)|